Cookie Policy Overview

This policy explains how cookies are used to support site operation and improve your experience on our South African budgeting platform. Read below for details.

What Are Cookies?

Cookies are small text files placed on your browser to recognise your device, help the site run effectively, and remember certain preferences each time you return.

Types of Cookies We Use

We only use cookies necessary for site functionality and performance analytics.

Necessary Cookies

Support essential functions such as navigation, form submissions, and access to secure pages.

Session only or up to one year

Functional Cookies

Remember your preferences and enhance user experience, like your preferred language or settings.

Between one week and six months

Analytics Cookies

Help us understand how visitors use the site so we can keep improving content for South African families.

Between one month and two years

Marketing Cookies

On occasion, we may use cookies to deliver relevant local content. No personalised ads are placed.

Up to one year if used

How We Use Cookies and Your Data

Cookies help us support site stability, performance, and user experience.

  • Enabling website functionality and secure browsing.
  • Analysing anonymous usage patterns to improve resources.
  • Storing user preferences securely on our platform.
  • Managing language or region settings as per user choice.

Your Rights Regarding Cookies

You can manage or delete cookies at any time in your browser settings.

GDPR Rights for Data Subjects

Under GDPR, you may access or erase personal data stored via cookies.

  • Request details about your cookie data.
  • Delete or change cookie consent at any time.
  • File concerns about data usage with the appropriate authority.

CCPA Rights for California Users

California residents have specific rights regarding cookie data.

  • Request what data is collected via cookies.
  • Ask us to delete your cookie data.
  • Refuse cookies not essential for site functionality.

LGPD Rights for Brazilian Users

Brazilian users may request access and changes to personal data from cookies.

  • Request access to your cookie data.
  • Demand correction or deletion of cookie info.
  • Know when and how cookies are used.

Managing Your Cookie Choices

You can control how cookies are used by adjusting browser or in-site settings at any time.

Changing Browser Cookie Settings

Most modern browsers let you review or block cookies as needed.

  • Each browser offers unique privacy settings—review your options for best control.
  • You can refuse all cookies except those needed for core features.
  • Delete or clear cookies from your browser as desired.

Reminder: Blocking some cookies may affect site functionality.

Third-Party Cookies

While we use only minimal third-party cookies for analytics, our policy applies to cookies within the hosivalthor.sbs environment. Linked sites are separately governed.

Contact About Cookies

For questions about our cookies policy, reach out to our privacy contact team below.

Email Address: content@hosivalthor.sbs

Phone: +27(33)9103956

Address: Berea (Regus centre), East London South Africa

Updates to This Cookie Policy

We may update this cookie policy to stay in line with legal and operational needs.

Last Updated: March 4, 2026